David Herrera

17920 Huffmeister Rd Cypress Suite 300, Cypress TX 77429

Get to know me

When banks say no, I find a way to say yes. I’m David Herrera, a Texas-based loan officer who helps first-time buyers, self-employed borrowers, and anyone told they “don’t qualify.” I break things down in plain English (or Spanish), keep communication clear, and craft smart mortgage strategies that actually work. Based in Houston and proud to serve all of Texas — let’s turn your homeownership goal into a reality. Bottom line: Lowest rates, fastest closings, smoothest process!

My experience

Licensed in:

Texas

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping people who’ve been told “no” before — especially self-employed buyers. I build smart mortgage strategies and empower clients through clarity and confidence

What should clients expect when working with you from start to finish?

Clear steps, constant updates, and a strategy built around your goals. I simplify everything, guide you the whole way, and make sure you never feel lost or overwhelmed.

How do you feel about clients starting the conversation before they’re ready to purchase?

I encourage it! The earlier we talk, the better the plan. I love helping clients get mortgage-ready, even if they’re months (or years) away from buying. No pressure — just a game plan.

What documents do your clients need to start the process?

Pay stubs, bank statements, and an ID — that’s usually enough to get started. If you're self-employed or 1099, I’ll guide you through exactly what’s needed. Super easy.