Ricardo Alfonso Gonzalez

6847 W Cermak Rd, BERWYN IL 60402

Get to know Ricardo

I’m a Mortgage Loan Officer on pace to fund over $10,000,000 this year. I help first-time buyers, seasoned investors, and everyone in between achieve their real estate goals. Clear communication and education are at the core of my process, so clients feel confident every step of the way. My team excels at structuring even the toughest deals, and with forgivable grants available for all buyers, we make homeownership more accessible and stress-free.

Why choose Ricardo?

Licensed in:

Illinois

Indiana

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Non-Conforming Loans

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

Questions? Ricardo has answers.

We prompted questions to Ricardo so you can learn more about their skills, preferences, and availability.

What should clients expect when working with you from start to finish?

Clients should expect clear communication and to learn a ton about the mortgage process. I prefer to meet in person with all of my clients for the initial pre approval to build a trust!

What documents do your clients need to start the process?

Last 2 years Tax Returns Last 2 years W2's (all jobs) Last 4 paystubs ID/Drivers License Most recent bank statement reflecting money saved for down payment / closing costs

Where and how do you typically connect with clients?

First meeting is typically in person at my office or over the phone. All communication after the pre approval is usually over the phone/text. I show up to all closings to make sure we close smooth!

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping ALL people! First time buyers all the way to experienced investors- everyone gets the same treatment! Transparent communication and educating my clients makes the process very clear.