Get to know Spencer
My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.
Why choose Spencer?
Licensed in:
Loan Products:
Years of experience:
Languages spoken:
Brokerage info
Questions? Spencer has answers.
We prompted questions to Spencer so you can learn more about their skills, preferences, and availability.
I typically connect with clients through a combination of referral networks, online platforms, and community engagement.
I get a clear understanding of your goals, financial situation, and timeline. Whether you’re a first-time homebuyer, refinancing, or investing, and tailor my advice to your needs.
Everyone! I take time to explain the mortgage process, loan types, credit requirements, and costs—no jargon, just real talk. My goal is to empower clients, so they feel confident, not confused
Each situation is different, but the majority of the fees are covered by the lender and the remaining fees like underwriting, processing, title and escrow set up all vary based on loan size.
A complete credit report is not required for a quote or proposal. Once we agree to estimated terms, we can start with a soft pull or complete tri-merge report.