Erica Renee Ochoa
Get to know Erica
I’m a loan officer who works with integrity and puts clients first. With expertise gained through years in the mortgage industry—including navigating the 2008 crash—I understand market ups and downs. I’m knowledgeable about all loan products and care deeply about guiding clients to the best options. My background as a mortgage processor gives me unique insight into underwriting, ensuring a smooth, successful experience every time.
Why choose Erica?
Licensed in:
Loan Products:
Years of experience:
Brokerage info
Questions? Erica has answers.
We prompted questions to Erica so you can learn more about their skills, preferences, and availability.
From start to finish, I’ll give you the best advice with your interests in mind, guide you through every step, and help you understand your biggest purchase with clarity and confidence.
To start, you’ll need recent pay stubs, W-2s or tax returns, bank statements, photo ID, and details on assets and debts. These help verify income, credit, and financial stability for your loan.
As a broker, I pull your credit once and use that report to shop multiple lenders. This protects your score—avoiding multiple hard inquiries that could cause it to drop.