James Davis

NMLS 224651

7016 Williams Dr, GALVESTON TX 77551

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Why choose James?

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Brokerage info

Questions? James has answers.

We prompted questions to James so you can learn more about their skills, preferences, and availability.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping people purchase homes but I get the greatest satisfaction by assisting struggling Seniors in keeping their homes and solving financial issues with Reverse Mortgages.

What should clients expect when working with you from start to finish?

Friendly fast service. To be kept informed about the issues and process. Total honesty. Great pricing.

What are your typical fees or lender costs?

Our loans products normally have no lender origination fees and no broker or processing fees.

How do you feel about clients starting the conversation before they’re ready to purchase?

It's a great idea. Borrowers should know the process and how much the can afford. They should start by checking out the market; what's for sale and for how much.

What documents do your clients need to start the process?

ID's, latest bank etc statements, Income information: Payroll check stubs, W-2's, 1099's Pension or SSA benefit letters Two years employment and residence history.