Get to know RL
RL Hesson is an independent mortgage broker based in Franklin, TN, serving buyers across Middle Tennessee. He specializes in purchase loans, complex income scenarios, and competitive pre-approvals that hold up under underwriting. RL works for the client—not a bank—offering access to multiple lenders and loan programs to structure financing around each buyer’s goals, timeline, and risk profile. Known for clear communication, speed, and thoughtful execution from strategy to closing.
Why choose RL?
Licensed in:
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Questions? RL has answers.
We prompted questions to RL so you can learn more about their skills, preferences, and availability.
I help buyers who want strategy, not just a rate quote—especially move-up and complex borrowers. I front-load underwriting so there are no surprises and closings stay smooth and on time.
Clear communication, fast answers, and a defined plan. You work directly with me from strategy call to closing—no call centers, no handoffs, no surprises.
As a broker, I shop multiple lenders. My compensation is typically lender-paid, not paid directly by you. I review a full cost breakdown upfront so there are no surprises at closing.
I can run a soft credit pull with no score impact to review options. When ready, mortgage inquiries within a short window count as one inquiry.
I encourage it. The strongest buyers start 3–12 months out so we can optimize credit, cash strategy, and loan structure before writing an offer.