Broker Near Me

Sanket Kalpesh Shah

NMLS 2074615
9 Dominic Dr, DOWNINGTOWN PA 19335

Get to know Sanket

Senior Mortgage Officer with over10 years of experience in residential lending, highly knowledgeable in industry-standard mortgage products and underwriting guidelines, including those of Fannie Mae and Freddie Mac. Skilled in analyzing clients’ income, assets, and Debt-to-Income (DTI) ratios to strategically structure loans that maximize approval strength and minimize overall borrowing costs. I have helped clients save hundreds — often thousands — of dollars by selecting the right loan products

Why choose Sanket?

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans

Years of experience:

10

Languages spoken:

English
Hindi
Marathi
Punjabi
Telugu

Questions? Sanket has answers.

We prompted questions to Sanket so you can learn more about their skills, preferences, and availability.

I help first-time buyers and investors secure the right loan, simplify the process, and save hundreds by structuring smart financing for primary and investment homes. I go over the full process detail

I review credit reports, identify score-impacting factors, and guide clients on reducing debt, correcting errors, and optimizing utilization to boost scores before applying.

Clear guidance, honest numbers, fast pre-approval, proactive updates, smooth underwriting, and hands-on support from application to closing—no surprises.

Recent pay stubs, W-2s or tax returns, bank statements, ID, credit info, employment details, and property info (if selected) to start pre-approval.

I provide rate quotes using a soft credit check or key financial details, so clients can see options without affecting their credit score.