Get to know Philip
After 20+ years in the steel industry, I became a Mortgage Loan Officer to follow my passion for helping people. I take time to understand what matters most to each client and match them with the right loan solution. I offer Conventional, FHA, VA, and USDA loans, plus options for non-traditional buyers and investors. I educate every borrower and go the extra mile to ensure a smooth, confident experience.
Why choose Philip?
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Brokerage info
Questions? Philip has answers.
We prompted questions to Philip so you can learn more about their skills, preferences, and availability.
It's the perfect time. Understanding your budget is crucial to the home buying process. I give advice on the things that can help their buying power as well as things not to do.
It really depends on the client. The trend is moving towards email and text. I still like to at least have a phone conversation to get a better feel for the wants and needs of all my clients.
Out of state and first time home buyers often ask for references for needed services. I have developed an extensive list of people I've used as well as those who have taken care of my clients.
I love working with first time homebuyers. The process can be scary and I help them overcome their fear with education. I encourage my clients to ask a lot of question.
I make starting the process very simple. My online application only takes a few minutes to complete. Applicants should have their most current two paystubs, prior year W2 and two bank statements.