Jennifer Bence

NMLS 2055907

649 Woodland Square Loop SE Suite 100, Lacey WA 98503

Get to know me

As a seasoned Mortgage Loan Officer with years of experience in both real estate and lending, I’m passionate about helping clients achieve their financial and homeownership goals. As a proud local professional, I take pride in delivering top-notch customer service and guiding each client through a smooth, personalized mortgage experience. Whether you’re buying your first home, refinancing, or investing, I’m here to make your journey clear, confident, and successful.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

You can expect clear communication, honest guidance, and a smooth process from start to finish—with your goals and best interests leading every step.

How do you support clients looking to improve their credit before applying?

I guide clients on improving credit, managing debt, and strengthening finances—helping them qualify for better loan options and reach their homeownership goals with confidence.

Where and how do you typically connect with clients?

I connect with clients locally and online, building relationships through open communication, trust, and personalized guidance tailored to each client’s goals and needs.