Broker Near Me

Colin Powers

157 Broad Street Suite 304, Red Bank NJ 07701

Get to know me

I am the founder of Waterville Mortgage; an elite broker with 25+ years of experience. Known for closing in 2 weeks or less, I combine unmatched rates with deep New Jersey market expertise. Trusted by local families and realtors, I deliver tailored solutions with speed, care, and transparency—helping clients buy, build, or refinance with confidence.

My experience

Licensed in:

New Jersey

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

26

Languages spoken:

English

Google reviews

5.0(68 reviews)
Chris Pratt profile picture

Chris Pratt

4 months ago
5/5

I met Colin at a friend’s BBQ one Sunday. We were chatting about mortgage rates And I explained to him that I was in contracted by a house and was about two weeks from closing and was getting a rate of 6.5%. Colin told me he could get the rate down to 5.875% and still close in two weeks. The first mortgage guy told me that because my down payment was only 10% that my rate was higher. Colin explained that’s not true and that the other guy was just using that as an excuse to give me a higher rate to make more money. Colin helped me transfer the appraisal. So I didn’t need to get a new one and we closed on time at a rate that was more than half a point lower. We are very happy we ran into him. We highly recommend his company. They’re honest, fair and quick.

New York Intelli profile picture

New York Intelli

2 months ago
5/5

Colin Powers at Waterville Mortgage was my home mortgage broker for purchase of my new home. He is by far the best mortgage broker I have ever interacted with in my life. It was the easiest and stress-free transaction I have ever had - and I have bought multiple houses in the past. Words are not enough to describe how I much I appreciate his help. I still cannot believe how easy it was, plus Colin got me the best rate. His advice is valuable and he is incredibly knowledgeable. When I refinance, I will be calling him. If you are buying a house and need mortgage, look no further and just call him. You will be impressed.

Suzanne L. profile picture

Suzanne L.

3 weeks ago
5/5

Working with Colin and his expertise has made my process of obtaining a HELOC so much less stressful. Any questions were answered in a timely manner. I highly recommend Colin and Waterville Mortgage. It is a professional, reputable company. I am sure to use them again in the future.

Mc Santos profile picture

Mc Santos

6 months ago
5/5

I had a fantastic experience working with Colin. As a homebuyer, I had many questions, and he showed incredible patience throughout the entire journey. He didn't just find me a loan; he took the time to explain how different plans would affect my future finances. He was available at any hour to address my concerns and made sure I fully understood every step of the closing process. I felt 100% prepared on closing day. I highly recommend his services to anyone looking for a knowledgeable and dedicated broker.

Brianna Santoro profile picture

Brianna Santoro

6 months ago
5/5

Colin was great to work with! Super knowledgable and not pushy, made us feel comfortable the entire way. Always available, never had a problem getting in touch with him for any of my many questions. Handled everything so we literally just had to show up and sign. I would definitely use him again in the future or any mortgage or refi.

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I love helping first-time buyers and families by simplifying the mortgage process—clear guidance, fast closings in 2 weeks or less, and the best rates with no surprises.