Broker Near Me

T Irene Holden

NMLS 2021254
2195 Tully Road, SAN JOSE CA 95122
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Get to know T

With 16+ years in accounting, I bring strong financial insight and attention to detail to every loan I handle. As a driven mortgage professional backed by an experienced team, I prioritize responsive communication and solid loan structure from day one. I love traveling and staying connected in the community by supporting agents through open houses and property marketing, focused on strong partnerships and smooth closings.

Why choose T?

Licensed in:

California
Florida
South Carolina

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
FHA
Fixed-Rate Mortgages
Jumbo Loans
Non-Conforming Loans

Languages spoken:

English

Brokerage info

Questions? T has answers.

We prompted questions to T so you can learn more about their skills, preferences, and availability.

I connect with clients and agents through social media and open houses, building trust by prioritizing listening and educating, and being available evenings and weekends when clients need it most.

I provide rate quotes using a soft credit pull, allowing me to review credit and structure accurate options without impacting a client’s score, so they can explore financing with confidence

Clients typically need recent pay stubs, last two years of W-2s or tax returns, bank statements, a valid ID, and credit authorization. Self-employed borrowers may need additional tax documents.

I review your credit profile and debt load, then provide personalized steps and budget guidance to help improve your score and position you confidently for homeownership.

Clients don’t need to be fully ready to start the conversation. The earlier we connect, the more strategic we can be in creating a clear plan and timeline toward purchasing with confidence.