Ricky Peters
Get to know Ricky
Everyone calls me Ricky Mortgage...Including my kids. I am a family man, mortgage expert with KILLER rates and an all-around everyday guy. I am available nights & weekends and will talk to you like a normal person. The mortgage process for purchasing a home or refinancing does not need to be complex or stressful!!! I have a ton of 5 star google reviews and one 4-star review... That person said it was the best mortgage experience ever.
Why choose Ricky?
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Questions? Ricky has answers.
We prompted questions to Ricky so you can learn more about their skills, preferences, and availability.
My fee is paid by the lenders through negotiation resulting in your overall interest rate & closing costs to be lower. I have massive negotiating leverage due to the loan volume I do.
I prefer working with real life folks that care about supporting local businesses while saving money. I make the loan process easier by using everyday language and not talking like a mortgage robot.
~60% of my clients are relocating to new areas. I talk to these folks like anyone else but also make sure they are aware of any local nuances that may impact them like traffic, taxes & insurances
I like to use the phone to update folks on important loan details and text messages for simple updates. These are 6 figure transactions!!! I don't like hiding behind a keyboard sending emails.
I can give rates quotes in as little as 2 minutes based on the info you tell me, keep it simple!!! If your credit score, income or house values change then it could impact the estimate.