Get to know Keith
About Keith 🏡 Keith Allen - Loan Officer at Loan Factory | Helping You Achieve Your Homeownership Dreams! With personalized mortgage solutions, competitive rates, and expert guidance, I’m here to make your home-buying process smooth and stress-free. Whether you’re a first-time buyer, experienced buyer, or an investor! 📞 Contact me today to start your journey to homeownership! Call -(305-600-8676) Keith Allen| NMLS# 198190 , Loan Factory | NMLS #320841) https://www.loanfactory.com/keithallen
Why choose Keith?
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Questions? Keith has answers.
We prompted questions to Keith so you can learn more about their skills, preferences, and availability.
With 33+ years serving clients nationwide, I’ve made seamless communication a priority—no matter the platform or time zone. My goal is to make the mortgage process feel personal and stress-free!
I can use soft credit inquiries for pre-qualification—these do not affect your credit score at all and allow us to provide realistic rate quotes, payment estimates, and program options early on.
Many conventional loans for salaried borrowers qualify with streamlined docs (e.g., pay stubs + W-2s only if income is verified electronically).Self-employed borrowers may use bank statement options.
"I've spent my entire 33-year career making homeownership straightforward for clients across the country. Whether you're in California, Florida & N.J., the process is virtually identical today.
"I love when clients chat with me before they shop. This ensures you're fully informed, prequalified for the right loan amount, and have approval in hand—ready to make confident offers!"