Get to know RAFAEL
Rafael Ochoa is an experienced, bilingual (English and Spanish) Mortgage Broker based in Modesto, California. He provides clear, well-structured mortgage guidance grounded in sound lending principles and careful attention to detail. Rafael specializes in FHA, Conventional, VA, USDA, and jumbo loan programs, as well as DSCR loans for investors and Bank Statement loans for self-employed borrowers. He is known for handling complex loan scenarios with precision, ensuring documentation is accurate an
Why choose RAFAEL?
Loan Products:
Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA
Years of experience:
16
Languages spoken:
English
Spanish