Ken Graczak
Get to know Ken
With over 20 years of experience, I help homebuyers and homeowners in Bloomington and the Twin Cities navigate the mortgage process with clarity and confidence. As a local mortgage broker, I shop multiple lenders to find solutions that fit real life, not rigid guidelines. I specialize in first time homebuyers, low down payment options, refinancing, and creative financing strategies for Minnesota buyers who want education first, not pressure, and a clear plan forward.
Why choose Ken?
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Questions? Ken has answers.
We prompted questions to Ken so you can learn more about their skills, preferences, and availability.
I live and work in Bloomington. Clients can meet me at my office, by phone, or online, whatever makes the process easiest.
I use a soft credit pull to give a close comparison on rates and tools to compare options so you feel confident in your choice.
I’m a mortgage nerd who loves to educate. You’ll get clear updates, honest advice, and a smooth process designed to remove stress and build confidence.
I encourage it. I even wrote The Blueprint to Homeownership because planning ahead builds confidence and prevents buyers from feeling pushed.
I love helping anyone who wants a trusted advisor. I use my mortgage nerd knowledge and smart tech to educate and make the process simple.