Broker Near Me

Ken Graczak

8120 Penn Ave S Suite 100C, Minneapolis MN 55431

Get to know me

With over 20 years of experience, I help homebuyers and homeowners in Bloomington and the Twin Cities navigate the mortgage process with clarity and confidence. As a local mortgage broker, I shop multiple lenders to find solutions that fit real life, not rigid guidelines. I specialize in first time homebuyers, low down payment options, refinancing, and creative financing strategies for Minnesota buyers who want education first, not pressure, and a clear plan forward.

My experience

Licensed in:

FloridaMinnesotaWisconsin

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

24

Languages spoken:

English

Ken Graczak - Mortgage Broker - NMLS 184394

8120 Penn Ave S #100C, Bloomington, MN 55431, USA

Google reviews

5.0(85 reviews)
Megan Mulcahy profile picture

Megan Mulcahy

3 months ago
5/5

Ken helped us get a fantastic rate on our mortgage for our new home. He was not only responsive and kept us informed of the process along the way, he was so knowledgeable and did a great job of answering our questions! The entire process was quick and smooth! Throughout our home buying process, Ken demonstrated an impressive ability to coordinate everything for an on-time closing, the patience to walk us through every detail of our mortgage agreement and a knack for shopping rates and locking in an amazing rate for us. Ken is knowledgeable, friendly, responsive, and really works hard for his clients. You can tell Ken cares about his customers and the work he does. He took what can be a stressful experience and made it seamless and easy! I highly recommend Ken Graczak to anyone looking for a top mortgage loan officer!

Carlie Heinecke profile picture

Carlie Heinecke

a month ago
5/5

Ken and Stephanie were exceptional to work with throughout the process of buying our first home! They provided us with helpful details, regular updates, and great resources every step of the way. As first-time homebuyers, we couldn’t be more grateful to have had such a wonderful and supportive team guiding us through the process. We would highly recommend Ken and Stephanie!

Whitney Line profile picture

Whitney Line

3 months ago
5/5

Ken is like having that expert in your family that you can call to tell you what to do and how to do it. He was so trustworthy through the whole process, I wouldn’t think about calling anyone else the next time I buy a home. I was especially impressed by Ken’s deep knowledge of different loan programs, especially ones that were specific to each city, the knowledge to help first-time buyers navigate loan programs and down payment options and professional mortgage services from pre-approval to closing made something that could be so stressful actually simple and exciting.

Shelby Ramirez profile picture

Shelby Ramirez

a year ago
5/5

Ken and his team were great to work with. They’re attentive, easy to communicate with, and always on top of things. As the lender for my buyer clients, Ken made the process smooth and stress-free from start to finish. I really appreciate how seamless they make each transaction — highly recommend.

Thomas Groh profile picture

Thomas Groh

6 months ago
5/5

Ken was great to work with. Very timely getting pre approval letters out on the weekend while offers were being put in. Had all ready to go very quickly to close

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I live and work in Bloomington. Clients can meet me at my office, by phone, or online, whatever makes the process easiest.