Broker Near Me

Edward Espinoza

NMLS 1784977
17911 Von Karman Avenue Suite 400, IRVINE CA 92614
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Get to know Edward

Hello! My name is Edward Espinoza, I've been a Mortgage Loan Officer for almost a decade now. I spent 5 years working at a Direct Lender, both as a Loan Officer and with Management, and a few years ago I made the switch to Wholesale Lending and became an independent Broker Partner through West Capital Lending. We are now the #1 Rocket Wholesale partner, the #1 Mortgage Broker in America, and I am a Branch Manager and part of the #1 Mortgage Wholesale Team in the United States! At your service!

Why choose Edward?

Licensed in:

Alabama
Arizona
Arkansas
California
Colorado
Florida
Kansas
Maine
Maryland
Michigan
Minnesota
New Hampshire
Ohio
Oklahoma
Oregon
Pennsylvania
Tennessee
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

9

Languages spoken:

English
Spanish

Questions? Edward has answers.

We prompted questions to Edward so you can learn more about their skills, preferences, and availability.

Texting is big in today's world. Majority of clients work full time or have other obligations to tend to, so being flexible and able to navigate a loan through text or email is crucial to save time.

Clear, consistent, and honest communication. I'm a homeowner, I've been in the client's shoes. I want my clients to feel confident enough to ask questions and understand every step of the process.

No problem, lets not dance around the quote. They can tell me their score and I can provide a rough estimate or we can offer a soft pull for a more accurate, tailored quote; without lowering the score

Most of my business is out of state. As part of the #1 Broker in the U.S., I offer immense resources and personal access—clients nationwide feel like I’m right down the street.

I love being part of every step. When I bought my home, it took 4–6 months to find the right one—staying in touch with my Loan Officer kept me ready to make my move.