Get to know Ryan
For 20+ years I’ve helped SoCal families win mortgages that fit real life—not just a rate. I explain options in plain English, show side-by-side numbers, and move fast with secure e-sign + online docs or a quick coffee in North/Central OC. First-time buyers, move-ups, retirees: FHA, VA, Conventional, Jumbo, Reverse, Non-QM. Wholesale rates, clear timelines, and responsive updates. Let’s map your best plan and make this easy.
Why choose Ryan?
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Brokerage info
Questions? Ryan has answers.
We prompted questions to Ryan so you can learn more about their skills, preferences, and availability.
I meet you where it’s easiest: call/text, email, or Zoom. Secure e-sign + doc portal for fully online closings, or in-person in North/Central OC. Fast replies, flexible hours.
First-time buyers and retirees. I make it easy with plain-English advice, side-by-side options, live Zoom math, secure e-sign/doc portal, and proactive updates.
We’ll gently review your credit, make a 30–60 day plan, pay down cards, fix errors, add a starter card if helpful, set autopay, and avoid new inquiries. I track progress and rescore when ready.
I offer wholesale rates and am typically paid by the lender, so my fees to you are little to none. You’ll still see standard third-party costs (appraisal, title, etc.)but I’ll show everything upfront.
Start with ID, recent pay stubs (or tax returns if self-employed), W-2/1099s, and 1–2 months of bank statements. For refis, add your mortgage statement. I’ll give you a simple checklist.