Denise Parrish-Gonzalez

10101 W Sample Rd Ste 312, Coral Springs FL 33065

Get to know me

With over 20 years of experience, I focus on clear communication and transparency to make every transaction smooth and stress-free. I work proactively to meet deadlines and consistently aim to have files clear-to-close before the contract date, giving clients confidence and peace of mind. Whether you’re a first-time buyer, refinancing, or purchasing your dream home, I provide personalized service, professional guidance, and the dedication needed to get you to the closing table on time.

My experience

Licensed in:

Florida

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

How do you feel about clients starting the conversation before they’re ready to purchase?

It's a MUST to start the conversation of what you may qualify for and how BEFORE you start your search for a home. You need to know your purchasing power and be comfortable with it.

Where and how do you typically connect with clients?

We initiate a call to discuss basics and I send them an email with the Apply Now link, there they can upload their documents into a secure portal. Usually, a call to review it together would suffice.

What are your typical fees or lender costs?

As a mortgage broker, I work with various lenders who all have different lender fees ranging from 900-1500.

How do you provide rate quotes for clients who want to protect their credit score?

For clients that don't want to pull the credit yet, I ask for them to show me their credit karma or a freecreditreport.com so I can have an idea of the score and the monthly debt.

What documents do your clients need to start the process?

We will need to see your last 2-year history of Employment, Tax Returns and W2's, 2 Months bank statements, 1 month of paystubs, credit, ID, and residency to start off.