Broker Near Me

Timothy Bruce

NMLS 1675025
17404 Horger Ave, Allen Park MI 48101
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Get to know me

I am the owner of The Bruce Mortgage Company. I have years of experience in the industry. I am also a veteran of the USMC. I started at Rocket Mortgage in 2017 when it was Quicken Loans and also worked at a few other companies as a loan officer and underwriter. I do first mortgages, home equity loans, and HELOCs. I also have access to commercial mortgages. I work to give my clients the best experience possible during the mortgage process. I have access to non-qm as well as FHA with a 550 credit.

My experience

Licensed in:

Michigan

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

4

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

First time homebuyers and Veterans. I walk them through the loan process from start to finish. I gather all documents during the pre-approval that they will need once they make an offer on the house.

I have a network of trusted real estate agents throughout the state of Michigan. I also have a network of title companies and know a few trusted home inspectors in the Metro-Detroit area.

Over the phone, in person, via text message, or zoom. I also accept online applications to make things easier and more efficient. I can travel to clients within 120 miles of the Metro-Detroit area.

Transparency and great customer service. I always return calls, texts, and emails within 24 hours if not sooner. I'm always transparent on rates and terms from start to finish.

I can provide rate quotes using a soft credit check that are accurate. I can also go off of client provided information but that isn't always the most accurate. At least a soft check is preferred.