TC Strait

3615 Socialville Foster Rd. Suite B, MASON OH 45040

Get to know TC

Ohio mortgage loan officer focused on clarity and speed. I guide homebuyers, homeowners, and real estate partners with transparent steps, honest options, and exact numbers from pre approval to closing. You get same day replies, clear rate and cost comparisons, and fewer surprises. Mission is simple. Help you decide with confidence and close on time. Mortgages done right.

Why choose TC?

Licensed in:

Ohio

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Brokerage info

Questions? TC has answers.

We prompted questions to TC so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

I meet in person, by phone, text, email, or Zoom, at my office or a public place, with evening or weekend times available. I use your preferred channel and reply quickly.

What should clients expect when working with you from start to finish?

We start with a discovery call and a document checklist, then issue a verified preapproval. I update you and your agent through pricing, underwriting, and conditions to an on-time closing.

What are your typical fees or lender costs?

Costs depend on lender, program, and rate. I itemize lender fees, third-party services, title charges, and prepaids, then show credits or points so you know cash to close and total cost.

How do you provide rate quotes for clients who want to protect their credit score?

I can estimate numbers without a pull, or one hard pull and shop within the credit window to limit score impact.

What partnerships or recommendations can you offer for real estate or home services?

I maintain vetted contacts for real estate agents, title companies, insurance agents and inspectors. I share options, disclose any ties, and you choose who best fits your budget and timing.