Broker Near Me

Charlie Sears

NMLS 1608479
128 S Tryon St. Suite 1933, CHARLOTTE NC 28202
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Get to know Charlie

I'm the Senior Vice President of 1st Advantage Mortgage Broker, LLC and a former Charlotte, NC Ambassador and I specialize in helping homebuyers navigate every step with confidence. With access to 60+ lenders, I match clients to the best loan programs, lowest rates, and fastest closings. Known for clear communication, creative solutions, and local expertise, I make the mortgage process simple, transparent, and stress-free from start to finish.

Why choose Charlie?

Licensed in:

Florida
North Carolina
South Carolina
Texas
Virginia

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

20

Languages spoken:

English

Questions? Charlie has answers.

We prompted questions to Charlie so you can learn more about their skills, preferences, and availability.

Wherever clients feel most comfortable! Whether that’s in person at any one of my offices, over a quick phone call, or through a virtual meeting. My goal is to make the process easy and accessible.

I actually encourage it! Reaching out early is one of the smartest moves a buyer can make. The sooner we talk, the better I can help you map out a plan. There’s zero pressure to rush.

To get started, I typically need your most recent pay stubs, W-2s, bank statements, and a photo ID. For self-employed clients, recent tax returns too.

Ive built a strong network of trusted professionals to support my clients before, during, and after closing. This includes top-producing Realtors, insurance agents, home inspectors, and credit experts

As a true mortgage broker, I have access to dozens of top-rated lenders, which allows me to shop for the most competitive pricing and lowest fees available.