Broker Near Me

James Morin

38 Security Drive, Avon CT 06001

Get to know me

With 23 years in the mortgage industry, I have helped thousands of families achieve homeownership. As President and CEO of AllPoints Mortgage, I built a better way to borrow with faster closings, less stress, and more support. My team and I are problem solvers, educators, and partners who make sure every client feels confident from start to finish.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

24

Languages spoken:

English

Google reviews

4.9(125 reviews)
Nichelle Hamilton profile picture

Nichelle Hamilton

5 months ago
5/5

Working with John Bernier was an absolute blessing for our family. He helped my elderly mother and myself navigate the process of securing an equity loan with incredible patience, professionalism, and compassion. What could have been an overwhelming experience became smooth and manageable because of his knowledge, responsiveness, and genuine care. He took the time to explain every step clearly, answered all of our questions promptly, and always made my mother feel respected and comfortable throughout the process. His integrity and dedication truly stood out, and it was clear he had our best interests at heart from beginning to end. I cannot recommend John highly enough. If you are looking for someone trustworthy, knowledgeable, and kind — especially when helping elderly family members with important financial decisions — you will be in excellent hands. It is rare to find someone who combines professionalism, knowledge, and heartfelt care so seamlessly. We truly felt supported every step of the way, and I would recommend John without hesitation to anyone looking for a trustworthy and dedicated real estate professional.

Orest Omeliach profile picture

Orest Omeliach

6 months ago
5/5

I had an outstanding experience working with John Bernier. He helped me secure three loans at the same time and made the entire process feel smooth and manageable, which is no small feat. John was incredibly responsive. He always picked up the phone, no matter the time or day, and I rarely had to wait for a response. He kept me updated every step of the way and made sure I had everything I needed throughout the process. On top of that, he was able to get me rates that I honestly didn’t think were possible. His knowledge, dedication, and work ethic really set him apart. If you’re looking for a loan officer who goes above and beyond, John is the one to call. Highly recommend!

Erica Kelly profile picture

Erica Kelly

2 months ago
5/5

AllPoints Mortgage is truly exceptional. Working with Emma and James has been nothing short of amazing. They’re knowledgeable, responsive, and genuinely committed to making the lending process smooth and stress free. Their guidance, transparency, and consistent communication set them apart in an industry where those qualities matter most.I highly recommend AllPoints Mortgage to anyone looking for a team that goes above and beyond.

JOJO Fontaine profile picture

JOJO Fontaine

8 months ago
5/5

I had an exceptional experience working with my loan officer, John Bernier. He made the entire mortgage process seamless and completely stress-free from start to finish. He was knowledgeable, responsive, and always took the time to explain each step clearly, which gave me total confidence throughout the process. What could have been overwhelming was instead smooth and straightforward thanks to his guidance and professionalism. I highly recommend him to anyone looking for a reliable and efficient mortgage experience.

Aric Ankrom profile picture

Aric Ankrom

3 months ago
5/5

The team at AllPoints Mortgage was nothing short of amazing! I went into my home refinance very overwhelmed and stressed and they put a lot of ease to that. The process, communication and timeliness was all well done. My satisfaction and appreciation is at 100%!