Sarah Fitzpatrick

NMLS 1487290

1607 Frederica Rd Ste 102, St. Simons Island GA 31522

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My experience

Licensed in:

Georgia

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I really enjoy working with young first time homebuyers. I bought my first home when I was 21 so I have first hand experience on how important it is to start gaining equity at a young age.

What should clients expect when working with you from start to finish?

Communication and transparency are important to me. I pride myself in making sure my clients have a clear understanding of the mortgage process and what to expect. All questions are welcome.

What documents do your clients need to start the process?

To prequalify you, we need ID, 30 days-worth of paystubs, the most recent 2-years W2's (and tax returns if you are self-employed), and the most recent 2 months asset statements for your funds to close

How do you support clients looking to improve their credit before applying?

Strong credit is so important when it comes to rates and pricing. If the client needs advice on improving their credit, I am happy to advise them and/or refer them to a 3rd party credit repair company

How do you feel about clients starting the conversation before they’re ready to purchase?

I think this is a great idea! The more questions they have, the better! And the more I know up front on their income/assets and purchase plans, the better I can advise them.