Get to know Ryan
I started Baril Home Lending in 2024 in Milton GA, but I've been in mortgage since 2016. As an independent broker, I shop multiple lenders for the best rate and program for your situation. What sets me apart: competitive pricing, fast closings (21-25 days typical, 12 days when needed), and exceptional communication. You'll have my cell phone and never wonder where your loan stands. I work with first-time buyers, move-up buyers, and partner with agents who want a lender that helps close deals!
Why choose Ryan?
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Brokerage info
Questions? Ryan has answers.
We prompted questions to Ryan so you can learn more about their skills, preferences, and availability.
Clear communication every step of the way. You'll have my cell phone, know exactly where we are in the process, and close in 21-25 days. No surprises, just smooth execution.
My fees are competitive and transparent. As a broker, I shop multiple lenders to find you the best rate and program and they pay me directly. I'll break down every cost before you commit.
I can provide accurate rate quotes without pulling your credit initially. Once you're ready to move forward, we'll do one credit pull that you can use across multiple lenders.
Most of my clients come through real estate agent referrals or word of mouth. I serve all of Georgia and can meet virtually or in person with those local to North Atlanta.
Two recent paystubs, last two years W2s, two months bank statements, and ID. I'll walk you through exactly what I need and why. I even have AI systems that can help you gather the docs!