Get to know me
Double major in Accounting and Finance from Valdosta State University with over 10 years of experience working with financial institutions and 5 years as President of Allegiant Lending Firm. Served as 2022 Bay County Chamber Ambassador Chairman. Former collegiate football player at VSU, now dedicated to giving back as a volunteer middle school football coach and mentor for the kids in the community.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
There is never a wrong time to start a conversation about the biggest purchase in most people's lives. Buying a house is about building generational wealth for your family. Ask me more.
Typical upfront documents needed consist of valid I.D., 1 month recent pay stubs, 2 months of recent bank statements, 2 years W2's, & last 2 years tax returns (if income derived from self employment).
Out of pocket closing costs without seller concessions typically average around 3% of the purchase price. Most loans allow at least 3% to be given in concessions and can be a great way to save cash.
Allegiant Lending Firm offers free credit analysis and will even give you a detailed game plan of everything you can do to optimize your credit prior to closing. Higher credit = lower rate.