Get to know William
Double major in Accounting and Finance from Valdosta State University with over 10 years of experience working with financial institutions and 5 years as President of Allegiant Lending Firm. Served as 2022 Bay County Chamber Ambassador Chairman. Former collegiate football player at VSU, now dedicated to giving back as a volunteer middle school football coach and mentor for the kids in the community.
Why choose William?
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Brokerage info
Questions? William has answers.
We prompted questions to William so you can learn more about their skills, preferences, and availability.
Rate quotes and unofficial loan estimates can be given to clients based on an estimated credit score. Additionally, a soft pull can be utilized for a further degree of accuracy without any inquiries.
There is never a wrong time to start a conversation about the biggest purchase in most people's lives. Buying a house is about building generational wealth for your family. Ask me more.
Typical upfront documents needed consist of valid I.D., 1 month recent pay stubs, 2 months of recent bank statements, 2 years W2's, & last 2 years tax returns (if income derived from self employment).
Out of pocket closing costs without seller concessions typically average around 3% of the purchase price. Most loans allow at least 3% to be given in concessions and can be a great way to save cash.
Allegiant Lending Firm offers free credit analysis and will even give you a detailed game plan of everything you can do to optimize your credit prior to closing. Higher credit = lower rate.