Get to know Joel
I’ve been in the mortgage industry for over 10 years, and have experience with all loan types and situations. I love helping first-time buyers and finding creative ways to make challenging loans work. My background in credit repair and problem-solving helps me turn “impossible” deals into success stories. After 15 years in Phoenix, I now call Florida’s Emerald Coast home, where I live with my wife and three kids and love helping families achieve homeownership.
Why choose Joel?
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Brokerage info
Questions? Joel has answers.
We prompted questions to Joel so you can learn more about their skills, preferences, and availability.
Personal referrals from past clients, and realtor connections.
I can provide rate quotes based on a few select criteria with an estimated fico score range, and provide several quotes at different fico scores and price points.
Over communication, professionalism, knowledge of the products and the procedures, and someone who can hold their hand when necessary.
With 10 years of lending experience, I have garnered knowledge of the credit bureaus and what can optimize their fico scores within a given timeframe. I offer this advice freely and to any clients.
I am licensed in 6 states currently, and when necessary I can obtain a state license if given enough prep time. Otherwise I have referral partners in every other state when needed.