Broker Near Me

Sammy Cardenas

3421 TULLY RD STE A, Modesto CA 95350

Get to know me

I am able to provide unique financing solutions to meet my clients individual needs. I have been providing Lending Solutions in the Central Valley for over 25 years. I ensure thorough lending process to find the right financing solution for my clients. Wether purchasing or refinancing, put my experience and expertise to work for you.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

26

Google reviews

4.7(37 reviews)
Richie Balla profile picture

Richie Balla

4 months ago
5/5

Celia helped us close on our home in just three weeks, which was an exceptionally fast turnaround for the entire loan and closing process. She communicated clearly and consistently throughout every stage, ensuring we were always informed and comfortable with the progress. She was also highly responsive and flexible, often taking our calls late in the evening to answer questions and address concerns. Celia quickly identified the right mortgage lender, helped us compare interest rate options, coordinated the appraisal process, and worked closely with the title company to ensure a smooth and timely closing. Her efficiency, dedication, and attention to detail made the entire experience seamless and stress-free. Overall, we were extremely pleased with Celia’s professionalism, expertise, and commitment to helping us achieve a successful and timely closing. We highly recommend her services to anyone seeking a knowledgeable, dependable, and results-driven mortgage broker.

Yoanna Velazco profile picture

Yoanna Velazco

6 months ago
5/5

Vicente, Alondra and Martin all did an amazing job with helping us purchase our first home. Buying a home is no joke and can feel overwhelming but with the help of this team we truly enjoyed this process. all of our questions were answered and quick too! my husband and i are extremely lucky to have been able to work with people who care so much about their clients!!

Olga Bravo profile picture

Olga Bravo

9 months ago
5/5

Daniela is really good at what she does! She's very responsive and is a quality that stood out to me amongst other loan officers/brokers. She is more than willing to work around your work schedule (even weekends!). We were in a hurry to buy a house by January of the new year and her team worked very hard to get it done including house showings the very same day as our first loan approval meeting!

Elizabeth Lopez profile picture

Elizabeth Lopez

9 months ago
5/5

Since 2021, my family and I had been trying to buy a home, but every experience left us discouraged. The first realtor we spoke with told us we had bad credit and basically turned us away. In 2022, another realtor suggested we work on our credit but took no real action to help us. By 2024, we tried again and were told we would only qualify for 3K with a $55k down payment. At that point, we completely lost hope and truly believed homeownership just wasn’t possible for us. Then we came across a TikTok video from Erica Gonzalez. We thought, why not ask? That single video changed our lives forever.Within one week, Erica Gonzalez and Daniella Rodriguez got us pre-approved — something no one else had been able to do in years. They worked super hard to find programs and solutions, proving that nothing is impossible for them. They truly go above and beyond for their clients. Because of their dedication, we were able to get an amazing deal on our home, including closing costs on a bank-owned property and home insurance covered. They believed in us when no one else did. Erica and Daniella are knowledgeable, patient, and incredibly hardworking. They didn’t just help us buy a house — they made what we thought was impossible, possible. We are forever grateful for everything they did for us and highly recommend them to anyone who feels discouraged about buying a home. Don’t be afraid to reach out. That first message could change your life, just like it did ours.

Jessica Muro profile picture

Jessica Muro

8 months ago
5/5

This was a very comfortable experience for me and my husband. Information was presented clearly and while there were times we felt confused, they were quick to respond and clarify. Would definitely recommend to first time home buyers.