James K Barath

360 Technology Court Ste 200, LINDON UT 84042

Get to know James

REALTORS®, home buyers, homeowners and referral partners call me their lending resource for all things home loan related to FHA, VA, USDA, Fannie Mae, Freddie Mac, HECM, DSCR, new construction, and self-employed for both home purchases and home refinances. With 25+ years of experience in the real estate and mortgage industry, my team has been empowering home buyers and homeowners with confidence beyond the home loan process. Want to know more? Call or text: 877-822-7284

Why choose James?

Licensed in:

Illinois

Indiana

Michigan

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Non-Conforming Loans

USDA

Years of experience:

Brokerage info

Questions? James has answers.

We prompted questions to James so you can learn more about their skills, preferences, and availability.

How do you feel about clients starting the conversation before they’re ready to purchase?

We always recommend that you have an honest discussion and assessment of your finances prior to home shopping. You'll be better prepared to make a confident decision when you find your dream home.

What should clients expect when working with you from start to finish?

My goal, as a Certified Mortgage Advisor, is to guide and empower you through the home loan process through responsible mortgage lending and financial literacy.

How do you provide rate quotes for clients who want to protect their credit score?

If you want an accurate and timely rate quote based on your personal situation, we can provide based on your self provided FICO score or via a soft credit pull which has no impact to your FICO score.