Broker Near Me

Kyle Esparza

NMLS 1228704
24245 Murray St, Clinton Township MI 48035

Get to know me

My wife Stephanie and I lived in Detroit for 10 years before moving back to our home town of Harrison Twp. We have two daughters, Emilia and Mariana. I have been in this business for 12 years now. I have helped thousands of home owners either purchase, refinance, or take equity from their homes. I specialize in finding creative solutions for clients who do not fit into the normal cookie-cutter guidelines of big banks.

My experience

Licensed in:

Alabama
Alaska
Connecticut
Maryland
Massachusetts
Michigan
Ohio
Oklahoma
Oregon
Pennsylvania
Texas
Utah
Virginia

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

12

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

How do you feel about clients starting the conversation before they’re ready to purchase?

I am willing to work with clients at any stage of the process. I have no problem answering general questions and helping clients get ready for home ownership

I have partnerships that offer a complimentary review of credit. We will provide the fastest and most cost-effective path to improving the credit. Rapid rescores are also available free of charge.

Clients can expect a process that is focused on their specific goals. I will not try to sell a solution that you do not want. I will be upfront about the options available and their pros and cons.

I love helping clients who might not be super familiar with the home loan process. I take pride in making sure all of my clients are educated about all their options and earning their trust.

I can use soft credit checks to provide accurate loan options without affecting a client's credit score in any way.