Get to know Kristin
I am your local lender, serving all of Virginia. With over 23 years of experience, I can helped you navigate through the mortgage process. I have helped hundreds of families achieve their dream of homeownership. Known for my dedication, integrity, and deep understanding of the lending process. Communication is the most important part of the process and that is why I make myself available to you after hours and on weekends.
Why choose Kristin?
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Questions? Kristin has answers.
We prompted questions to Kristin so you can learn more about their skills, preferences, and availability.
Communication is my top priority. I will be available after business hours and on weekends.
I do offer "soft pull" credit reports that can provide an accurate credit history and score without affecting your credit
It's important to start the conversation 6-12 months before you are actually ready to purchase. That gives the opportunity to discuss credit, options, and goals and set a plan in motion.
informal loan application, most recent 30 day paystubs, 2 years W-2's, 2 months of asset accounts, 2 years of tax returns if self-employed
It's always important to make sure you are making timely payments, not utilizing more than 30% of your revolving debts, and DO NOT open any new accounts or let anyone pull your credit multiple times