Get to know Spencer
Spencer Gillet, a husband, father of two, and seasoned mortgage broker with 25 years of proven success. I have built my reputation on trust, expertise, level of service and delivering results for the families I serve. I offer loans in the state of Washington, Oregon and California.
Why choose Spencer?
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Brokerage info
Questions? Spencer has answers.
We prompted questions to Spencer so you can learn more about their skills, preferences, and availability.
I make the home loan process easier by breaking everything down in simple terms, setting clear expectations upfront, and staying accessible every step of the way. My goal is to remove surprises.
Clients can expect clear communication, honest guidance, and a smooth, stress-free process from application to closing. I pride myself on always being available for clients when they have questions.
Guide them step-by-step with a clear credit improvement plan — reviewing their report, identifying quick improvements, reducing utilization, correcting errors, and creating a clear purchase timeline.
I encourage it. The earlier we start the conversation, the better prepared my clients are when the time is right.
To start the process, clients typically need recent pay stubs, W-2s or tax returns from the last two years, bank statements, a photo ID, and information on any debts or assets.